The Home Loan Process

Custom Homes For Sale Tacoma

Custom Homes For Sale Tacoma

  Demystifying Home Loans

  •  If you haven’t experienced it before, the home loan process can feel overwhelming, but I'll help you stay informed throughout the process, from pre-approval to closing. The first thing to do is consult with a mortgage specialist (or two). If you don’t already have someone in mind, I partner with some of the best lenders in the industry, and I’d be happy to introduce you, so you’ll be taken care of.

Luxury Homes For Sale Tacoma

           Get Pre-Approval

 Before you start looking for a home to buy, it’s a good idea to meet with your Loan Officer to get pre-approved for a loan amount. At this stage, the lender gathers information about income, assets and debts of the borrower (you) to determine how much house you may be able to afford. This includes a credit report, W-2 forms, pay stubs, Federal Tax Returns and recent bank statements. There are a variety of different loan programs, so make sure to get pre-qualification for the specific programs that best suit your needs. 

Custom Homes For Sale Tacoma

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Dream Homes For Sale Tacoma

I'll Help You Get The Best Loan

Start The Process

  •  I’ll help you find the best local loan officer to get you competitive rates and the programs that best fit your individual needs. Just click on the button and I’ll connect you with a lender today!

     Application & Processing

           What Happens When A Loan Goes "Live?"

When you find property you’re ready to buy, your lender will help you complete a full mortgage loan application, and talk you through the various fees and down payment options. The application is submitted to processing, where the documents are reviewed and appraisals and title examination are ordered. Then the loan is sent to an underwriter, who reviews and approves the entire loan if it meets compliance.

Custom Homes For Sale Tacoma

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Closing

        Signing and Finalizing The Deal

Don’t be surprised if you’re asked for additional documentation or clarification throughout the process. Once your loan is approved, don’t forget to set up homeowners insurance. Your documents will be sent to the title company, where you’ll sign for the new home and pay any remaining costs. Then the loan is recorded and you get the keys. Congratulations, happy homeowner!

H1






    702 S Hill Park Dr. Unit 203
    Puyallup, WA 98373

    (253) 224-1867

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